Agency Mortgages (Fannie Mae, Freddie Mac & Ginnie Mae)

Government-backed and government-sponsored enterprise mortgages offering the most competitive rates and favorable terms available for qualifying multifamily properties.

What are Agency Mortgages?

Agency mortgages are guaranteed by one of three government or quasi-government entities: Fannie Mae, Freddie Mac, and Ginnie Mae. These agencies do not directly lend money to borrowers; instead, they purchase mortgages from primary lenders (like banks) and package them into mortgage-backed securities (MBS) that are sold to the  secondary market to allow lenders to replenish their capital and make more loans available to borrowers. Agency mortgages  offer lower interest rates, longer terms, and more favorable conditions . Agency loans follow standardized underwriting guidelines and conform to specific loan limits, property requirements, and borrower qualification standards.

Why Choose Silver Capital Funding for Agency Financing?

Silver Capital Funding connects borrowers with approved agency lenders . We help navigate the qualification requirements, documentation standards, and property eligibility guidelines to secure the lowest available rates and best terms for your  multifamily investment. Our expertise ensures your loan meets agency standards for smooth approval and closing.

Primary Programs:

What You Get With Silver Capital Funding

Our Simple Apply Process

Follow our simple three-step process to review your goals, select your program, and secure funding efficiently.

Apply

Fill up the application form to get started. Simply submit your initial details to begin the funding process immediately.

Application Review

We review your goals and present you with programs matching your needs, getting you an offer in 24 hours.

Receive Funding

Choose the program that fits you best and receive your funding within 48 hours of making your final selection.