A sale-leaseback is a financial transaction where an owner-occupant (often a business) sells its real estate to an investor and immediately leases it back under a long-term agreement. The seller converts fixed property equity into liquid working capital while maintaining operational control as a tenant. 
Asset based loans are financing solutions secured by your company’s tangible assets such as inventory, accounts receivable, equipment, or real estate. Instead of relying solely on credit scores or cash flow, lenders evaluate the value of your assets to determine loan amounts, making it an ideal solution for businesses with strong asset bases but fluctuating revenue.

The lender will work with you to complete the project using little or no equity. When the acquisition is complete, the lender will own the real estate and the operator leases the facility. The lease is a triple net lease with market escalators and the rate is based upon risk and collateral and then applied to total deal costs. In addition to a lease, the lender will enter a sale and buy back agreement, with the goal of the operator repurchasing the property in 2-5 years. Operators may improve cash flow and increase the property’s value in a successful turnaround, building enough equity to allow them to repurchase the building with no cash requirement and a loan-to-value around 75%.