DSCR Loans: a more accessible way to finance your rental property

A DSCR (Debt Service Coverage Ratio) loan is a type of residential rental property financing that qualifies the property based on a property’s rental income rather than the borrower’s income or tax returns. Lenders divide the property’s gross rent by its monthly debt obligations (PITIA) to calculate the DSCR. A minimum  accepted ratio is 1.0 […]

Discover how the new 21st Century Housing Act reshapes single-family rentals for investors in today’s real estate market.

A new housing bill moving through Washington could significantly impact how single-family rental portfolios are bought, sold, and scaled. The 21st Century Road to Housing Act, which stands for Reducing Obstacles and Achieving Development, has quickly gained bipartisan support in Congress, making it one of the most notable housing policy proposals in years. For real […]