DSCR Loans: a more accessible way to finance your rental property

A DSCR (Debt Service Coverage Ratio) loan is a type of residential rental property financing that qualifies the property based on a property’s rental income rather than the borrower’s income or tax returns. Lenders divide the property’s gross rent by its monthly debt obligations (PITIA) to calculate the DSCR. A minimum  accepted ratio is 1.0 […]