Comprehensive financing for land acquisition and development projects, providing capital to purchase raw land and fund infrastructure improvements for residential, commercial, or mixed-use developments.
Acquisition and Development (A&D) loans provide financing to purchase raw or underutilized land and fund the infrastructure improvements necessary to prepare it for vertical construction. These loans cover land acquisition costs plus horizontal improvements such as site grading, roads, utilities (water, sewer, electric), drainage systems, and subdivision infrastructure. A&D loans typically range from 12-36 months and are designed for developers creating finished lots for future home construction or commercial development. Funds are released in draws as development milestones are achieved, with borrowers typically securing lot sales or construction takeout financing before the A&D loan matures.
Silver Capital Funding works with experienced developers to structure Acquisition and Development loans that provide adequate capital for both land purchase and infrastructure development. Our lenders understand development timelines, entitlement risks, and market absorption rates. We structure flexible draw schedules and terms that align with your development plan, whether you’re creating residential subdivisions, commercial pads, or mixed-use communities.
Talk to a dedicated funding manager for a free consultation to structure the perfect loan and ensure the best terms for your investment.
Follow our simple three-step process to review your goals, select your program, and secure funding efficiently.
Fill up the application form to get started. Simply submit your initial details to begin the funding process immediately.
We review your goals and present you with programs matching your needs, getting you an offer in 24 hours.
Choose the program that fits you best and receive your funding within 48 hours of making your final selection.
